Terms and Conditions for Iron & Coin Academics

Welcome to Iron & Coin Academics! These Terms and Conditions ("Terms") govern your access to and use of our financial education services, including online courses, workshops, and tailored programs (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By accessing or using any part of our website or Services, you signify your unreserved acceptance of these Terms. These Terms constitute a legally binding agreement between you and Iron & Coin Academics.

2. Our Services

Iron & Coin Academics provides comprehensive online and in-person financial literacy courses, workshops on budgeting, investing, debt management, and wealth creation, and tailored programs for individuals and businesses. Our purpose is to educate and empower individuals with essential financial knowledge and skills through accessible and engaging courses. All content provided through our Services is for educational purposes only and does not constitute financial, investment, legal, or tax advice. We are not a financial advisory firm, and our instructors are not acting as your financial advisors.

3. User Account

To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Intellectual Property Rights

All content provided through our Services, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Iron & Coin Academics or its content suppliers and is protected by international copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our site without the prior written consent of Iron & Coin Academics, except as follows:

5. User Conduct

You agree to use our Services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of our Services. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our Services.

6. Disclaimers

The information and materials provided through our Services are for educational purposes only. While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, completeness, reliability, or suitability of the information. Financial decisions should always be made in consultation with a qualified financial professional. We are not liable for any financial losses or damages incurred as a result of using our Services.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Iron & Coin Academics, its affiliates, officers, employees, agents, suppliers, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Services; (ii) any conduct or content of any third party on the Services; (iii) any content obtained from the Services; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ireland, without regard to its conflict of law provisions.

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Information

If you have any questions about these Terms, please contact us:

Address: Grangegorman Lower, Dublin, IE

Phone: +353822166634